Análise de Crédito Simples
A análise de crédito simples retorna score de crédito, probabilidade de inadimplência, histórico de dívidas, histórico de consultas de crédito, cheques sem fundo e dados cadastrais do SPC.
"credit_analysis_simple": [
{
"id": "string",
"analysis_id": "string",
"content": {
"registration": {
"name": "string",
"merital_status": "string",
"mother_name": "string",
"birth_date": "string",
"rg_number": "string",
"rg_issuing_authority": "string",
"rg_issuing_date": "string",
"gender": "string",
"birth_place": "string",
"number_dependants": 0,
"instruction_level": "string",
"irs_status": "string",
"last_update": "string",
"cpf_region": "string",
"voter_number": 0
},
"score_model": {
"credit_score": 0,
"default_prob": 0,
"total_debts": 0,
"social_class": "string",
"presumed_income": "string",
"suggested_credit_limit": 0
},
"queries": [
{
"date": "string",
"entity": "string",
"requestor": "string",
"requestor_cnae_code": 0,
"requestor_cnae_desc": "string",
"requestor_group": "string",
"city": "string",
"state": "string"
}
],
"restriction": true,
"debts": [
{
"registration_date": "string",
"entity": "string",
"insertion_date": "string",
"creditor": "string",
"requestor_cnae_desc": "string",
"requestor_group": "string",
"city": "string",
"state": "string",
"type": "string",
"value": 0,
"contract": "string",
"inhibited": true
}
],
"alerts": [
{
"state": "string",
"alert_type": "string",
"alert_message": "string"
}
],
"company_ownership": [
{
"company_name": "string",
"company_cnpj": "string",
"additionl_info": "string",
"percent_ownership": "string",
"entry_date": "string",
"exit_date": "string",
"partner_role": "string",
"partner_type": "string"
}
],
"declared_bankrupcy": [
{
"type": "string",
"date": "string",
"state": "string",
"city": 0,
"court": "string",
"city_ibge_code": 0
}
],
"contact_info": [
{
"zip_code": "string",
"state": "string",
"city": "string",
"neighborhood": "string",
"street": "string",
"number": 0,
"additional_info": "string",
"phones": [
"string"
],
"emails": [
"string"
],
"last_update": "string"
}
],
"bounced_checks": {
"number": 0,
"last_occurence": "string"
}
},
"approved": true,
"elapsed_time": "string",
"message": "string",
"tries": "string",
"valid": true,
"loading": true
}
],