Análise de Crédito Avançada
A análise de crédito simples retorna score de crédito, probabilidade de inadimplência, histórico de dívidas, histórico de consultas de crédito, cheques sem fundo, dados cadastrais, pontualidade de pagamento, comprometimento de renda futura, limite de crédito rotativo e renda presumida do Boa Vista.
"credit_analysis_advanced": [
{
"id": "string",
"analysis_id": "string",
"content": {
"registration": {
"name": "string",
"merital_status": "string",
"mother_name": "string",
"birth_date": "string",
"rg_number": "string",
"rg_issuing_authority": "string",
"rg_issuing_date": "string",
"gender": "string",
"birth_place": "string",
"number_dependants": 0,
"instruction_level": "string",
"irs_status": "string",
"last_update": "string",
"cpf_region": "string",
"voter_number": 0
},
"score_model": {
"credit_score": 0,
"default_prob": 0,
"social_class": "string",
"presumed_income": "string",
"suggested_credit_limit": 0,
"total_debts": 0
},
"queries": [
{
"date": "string",
"entity": "string",
"requestor": "string",
"requestor_cnae_code": 0,
"requestor_cnae_desc": "string",
"requestor_group": "string",
"city": "string",
"state": "string"
}
],
"restriction": true,
"debts": [
{
"registration_date": "string",
"entity": "string",
"insertion_date": "string",
"creditor": "string",
"requestor_cnae_desc": "string",
"requestor_group": "string",
"city": "string",
"state": "string",
"contract": "string",
"inhibited": true,
"value": 0,
"type": "string"
}
],
"alerts": [
{
"state": "string",
"alert_type": "string",
"alert_message": "string"
}
],
"company_ownership": [
{
"company_name": "string",
"company_cnpj": "string",
"additionl_info": "string",
"percent_ownership": "string",
"entry_date": "string",
"exit_date": "string",
"partner_role": "string",
"partner_type": "string"
}
],
"declared_bankrupcy": [
{
"type": "string",
"date": "string",
"state": "string",
"city": 0,
"court": "string",
"city_ibge_code": 0
}
],
"contact_info": [
{
"zip_code": "string",
"state": "string",
"city": "string",
"neighborhood": "string",
"street": "string",
"number": 0,
"additional_info": "string",
"phones": [
"string"
],
"emails": [
"string"
],
"last_update": "string"
}
],
"bounced_checks": {
"number": 0,
"last_occurence": "string"
},
"positive_info": true,
"income_commitment": {},
"behavior": {
"credit_maturity": "string",
"delay_score": "string",
"advance_payment_score": "string",
"recent_contracts_score": "string"
},
"payments": {
"revolving_credit": {
"on_time": 0,
"up_to_5_days": 0,
"from_6_to_30_days": 0,
"more_30_days": 0,
"unpaid": 0
},
"installments": {
"on_time": 0,
"up_to_5_days": 0,
"from_6_to_30_days": 0,
"more_30_days": 0,
"unpaid": 0
}
}
},
"approved": true,
"elapsed_time": "string",
"message": "string",
"tries": "string",
"valid": true,
"loading": true
}
],